Employee Reference Check Question:
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What if my background is being checked? What are my rights?


The Fair and Accurate Credit Transactions (FACT) Act was enacted in 2003 and amends the Fair Credit Reporting Act. The FACT Act entitles consumers to obtain one free copy of their consumer files from certain consumer reporting agencies during each 12-month period.

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Why is a Social Security Number (SSN) trace so important?How common is background checking for employment purposes?