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What is Online banking?


Online banking: You log in to your bank account using your mobile device’s Web browser, just like you would on a laptop or desktop computer. It enables you to do all the same things you can do with online banking. This requires a Web-enabled device and a data service plan or Wi-Fi.

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Why policymakers are concerned about people who do not have bank accounts?What is text, or SMS (short message service), banking?