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#1 2016-05-05 05:02:57

Muhammad
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بِسمِ اللَّهِ الرَّحمٰنِ الرَّحيمِ
From: Sahiwal Division
Registered: 2012-03-22
Posts: 22,197
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Mortgage Banker Interview Questions And Answers

Banking :: Mortgage Banker Job Interview Questions and Answers

Mortgage Banker related Frequently Asked Questions in various Mortgage Banker job interviews by interviewer. The set of questions here ensures that you offer a perfect answer posed to you. So get preparation for your new job hunting

1 Tell us what is investment banking?
2 What is consumer bank?
3 What is 'Crossed Cheque'?
4 What is 'Fixed' APR and 'Variable' APR?
5 What is 'balloon payment'?
6 What is 'Credit Check'?
7 What is cashier's cheque?
8 What are payroll cards?
9 What is Charge-off?
10 What do you mean by 'cheque endorsing'?
11 What is bank? What are the types of banks?
12 What is overdraft protection?
13 What is the 'cost of debt'?
14 What is adjustment credit?
15 What is home equity loan?
16 What is Convertibility Clause?
17 What is 'Bill Discount'?
18 What is Internet banking system?
19 Explain what is Line of Credit?
20 What are the different types of 'Fixed Deposits'?
21 What is commercial bank?
22 What are the types of accounts in banks?
23 What are the types of Commercial Banks?
24 What are the different ways you can operate your accounts?
25 What are the different types of banking software applications are available in the Industry?
26 How bank earns profit?
27 What are the different types of Loans offered by banks?
28 What is CD (Certificate of Deposits) Account?
29 What are the things that you have to keep in concern before opening the bank accounts?
30 What is the difference between 'Cheque' and 'Demand draft'?
31 What is ILOC (Irrevocable Letter Of Credit)?
32 What is 'Availability Float'?
33 What are the different types of Loans offered by Commercial Banks?
34 How did you deal with a real life situation where your values were challenged?
35 Do bank charge for 'overdraft protection' service?
36 What do you mean by 'foreign draft'?
37 What is Line of credit?
38 What is 'Cheque Discount'?
39 What other advice would you give to a job seeker looking to gain employment as Mortgage Banker?
40 What is the difference between bank guarantee and letter of credit?
41 What is 'prime rate'?
42 Please describe your job title and primary duties as Mortgage Banker?
43 Explain how would you describe the application and interview process?
44 First Mortgage Banker interview questions:
45 Face to Face Mortgage Banker interview questions:
46 Informational Mortgage Banker interview questions:
47 General Mortgage Banker interview questions:
48 Phone Based Mortgage Banker interview questions:
49 Basic Mortgage Banker interview questions:
50 I'm going to give you a list of five things. While they're all important, tell me the one thing that is most important to you in making your next career move. Is it money, recognition, stability, challenge, or environment?
51 Tell me about a time when your performance let someone down. Why do you think that happened? What did you learn from that experience? What would you do differently now, knowing what you know?
52 Why are you interested this position as Mortgage Banker?
53 In what type of environment do you feel you thrive? What types of work environments or working conditions would you prefer to avoid?
54 What is Securities and Investment banking?
55 Looking back through your career, what are some common themes? What are you known for?
56 Tell me about the best boss you ever had?
57 Do you have any tips for others interviewing with this company?
58 Explain what was your favorite part about working there?
59 What is (APR) Annual Percentage Rate?
60 What is 'Loan grading'?
61 What is Cost Of Funds Index (COFI)?
62 What is Core banking system?
63 What is Money Market Account?
64 What don't you like about working at Quicken Loans?
65 What is debt-to-Income ratio?
66 What ACH stands for?
67 What do you mean by term 'Loan Maturity' and 'Yield'?
68 What is Small Business Administration Loans?
69 Tell us what was the work environment like?
70 What is Saving Account?
71 What is 'Bill Purchase'?
72 What 'LIBOR' stands for?
73 What is the card based payments?
74 What is 'Credit-Netting'?
75 What is Non-traditional options?
76 What is Stock market management system?
77 What is ATM banking (Automated Teller Machine)?
78 What is 'Amortization'?
79 What is negative Amortization?
80 What do you like about working at Quicken Loans?
81 What is inter-bank deposit?
82 What is Corporate or business banking?
83 What do you mean by co-maker?
84 What is Retail or consumer banking?
85 What is Loan management system?
86 What do you mean by term 'Usury'?
87 What is Financial management system?
88 What is Credit management system?
89 What is Payday loan?
90 What is Investment management system?
91 What is Checking Account?
92 What is Start-Up Loans?

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2016-05-05 05:02:57

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